public retiree advocacy group protecting retirement income Protecting Retirement Income Publications Retired state employee’s association retirees retirees at the state and local level retirement income RSA retirement seminar SEIB insurance coverage SEIB state health insurance Senior Citizens Hall of Fame SIGN UP FOR TEXT ALERTS South Baldwin ARSEA Chapter State of Alabama retiree’s health insurance Weekly Update Alabama state employee association Alabama state employee health insurance Alabama state employee association Alabama state employee insurance Alabama state employees’ health insurance arsea ARSEA ARSEA Benefits ARSEA board members ARSEA Meeting ARSEA Meetings ARSEA Meetings ARSEA Tier Conversion ARSEA/APEAL ARSEA/APEAL CONVENTION ARSEA/APEAL office BONUSES FOR LOCAL GOVERNMENT RETIREES e-mails employees employees eligible to retire at both a state and local level Insurance fraud Alabama Department of Insurance Latest News Legislative Advocacy magazine MEMBER-ONLY PORTAL Non-partisan Image

5 Tips for Celebrating the Holidays on a Budget

November 18, 2022

The holidays are a wonderful time to enjoy get-togethers with friends and family. But it can easy to go over-budget on gifts and holiday gatherings. Start a new holiday tradition with these budget tips to help avoid overspending.

  1. Check your inventory

If you’re like most people, you have a closet full of wrapping paper, decorations, tableware, and holiday cards left over from previous years. Knowing what you already have can help you avoid unnecessary purchases.

  1. Create a holiday budget and stick to it

Your budget should include everything you need to buy, the activities you want to do, and travel costs. To help prevent overspending, consider where you can cut back in your household budget and spend the money on festivities instead.

  1. Give the gift of time

A fun alternative to buying presents is giving loved ones coupons that they can cash in throughout the year for things such as babysitting, pet sitting, grocery shopping, or a fun outdoors activity to share together.

  1. Savvy shopping is smart shopping
  • Shop around and find the best prices.
  • Ask if stores you shop at will price match.
  • Follow your favorite brands on social media – many offer exclusive deals for followers.
  • Look for stores that offer free shipping and delivery.
  1. Find the best deals available on AMBA Discounts

From electronics to travel to dining and entertainment and sporting events, AMBA Discounts is your passport to amazing deals and huge savings. You can save on big name brands like Apple, Samsung…

Register for your AMBA Discounts powered by Passport secret activation code now and get in on all of the amazing savings. Already have an account? Start browsing by visiting www.passportcorporate.com.

#Benefits
Share:
RECENT POSTS
Be Ready for Unexpected Expenses in Retirement. AMBA Has the Tips You Need.
Be Ready for Unexpected Expenses in Retirement. AMBA Has the Tips You Need.

Whether you’re already retired or it’s coming up on the horizon, planning your retirement is essential. Many people

#Helping, #Retirement

Read More

AMBA's January Recipe: Sweet Cinnamon, Lower Calorie Pancakes
AMBA's January Recipe: Sweet Cinnamon, Lower Calorie Pancakes

We all love pancakes, right? They’re filling, a great winter comfort food, and – oh, yes! – absolutely

#Helping, #Benefits

Read More

AMBA’s 5 Essential Tips for a Healthy Start to the New Year
AMBA’s 5 Essential Tips for a Healthy Start to the New Year

For many of us, the holidays were a time for indulgence and enjoyment. Unfortunately, this can be marked by increased food and

#Helping, #Retirement

Read More

AMBA’s Eyewear Trends for 2025: Stylish and Practical Options for Older Adults
AMBA’s Eyewear Trends for 2025: Stylish and Practical Options for Older Adults

The days when eyeglasses were just a functional accessory to help improve vision are long gone. Today, eyeglasses are one of

#Helping, #Benefits

Read More

©2024 ARSEA/APEAL. All Rights Reserved